Interest Rates and Fees Help

Our fees and rates are all available for you to view

If you can’t find what you are looking for, contact our Member Service Centre and we will get you what you need to know.

Where can I find your rates for deposits, mortgages, foreign exchange, or business accounts?

All of our product interest rates including rates for foreign exchange are on our Rates page.

Where can I find a full list of fees for products and services?

An overview of our fees for personal and business account transactions can be found on our Fees page.

Are there fees and limits for INTERAC e-Transfers?

Our premium chequing plans come with a range of free e-Transfers. The number of free transactions depends on which plan you have. Visit our Chequing Accounts page for details on all of our accounts.

Please see below for e-Transfer transaction limits:

INTERAC E-TRANSFERS	LIMIT
Maximum sending limit per transaction	$3,000
Maximum sending limit per day (rolling period of 24 hours)	$10,000
Maximum sending limit per week (rolling period of seven days)	$10,000
Maximum sending limit per month (rolling period of 30 days)	$20,000
Maximum incoming limit per transaction	$25,000
Minimum incoming limit per transaction	$0

What are your current exchange rates?

You can find our current USD exchange rate by visiting the Foreign Exchange Rates page on our website, or visit one of our branches.

Did you know you can special order other currencies at FirstOntario? Visit your branch to get more information on rates for more than 50 currencies and to order ahead of your planned travel dates.