Rates
Let your money do the work for you with great rates.
A full list of our personal transactions and services fees are on our Personal Banking Fees page.
If you are looking for account fees, please visit the following pages:
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Interest Rates and Fees Help
Find out more about foreign exchange and our other rates
Our fees and rates are all available for you to view. If you can’t find what you are looking for, contact our Member Service Center and we will get you what you need to know.
Where can I find a full list of fees for products and services?
Is there a list of fees for business products and services?
A full list of fees can be viewed on our Business Banking Fees page.
Are there fees and limits for INTERAC e-Transfers?
All of our everyday chequing accounts come with free e-Transfers. The number of free transactions depends on which account you have. View our Everyday Chequing Accounts page for details on all of our accounts.
Please see below for e-Transfer transaction limits:
| INTERAC E-TRANSFERS | LIMIT |
|---|---|
| Maximum sending limit per transaction | $3,000 |
| Maximum sending limit per day (rolling period of 24 hours) | $10,000 |
| Maximum sending limit per week (rolling period of seven days) | $10,000 |
| Maximum sending limit per month (rolling period of 30 days) | $20,000 |
| Maximum incoming limit per transaction | $10,000 |
| Maximum incoming limit per day (rolling period of 24 hours) | $10,000 |
| Maximum incoming limit per week (rolling period of seven days) | $70,000 |
| Maximum incoming limit per month (rolling period of 30 days) | $300,000 |
| Minimum incoming limit per transaction | $0 |
What are your current exchange rates?
You can find our current USD exchange rate by visiting the Foreign Exchange Rates page on our website, or visit one of our branches.
Did you know you can special order other currencies at FirstOntario? Visit your branch to get more information on rates for more than 50 currencies and to order ahead of your planned travel dates.
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