Rates
Let your money do the work for you with great rates.
All of our product interest rates including rates for foreign exchange are on our Rates page.
Skip to main content
Personal
Become a Member
There's more to a credit union than just banking.
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Business
Rates
We offer industry leading business account rates.
Contact Us
Connect with our Business Banking team
Ways to Bank
There are a lot of ways to manage your money.
Investments
Our Team
Meet our Wealth Team
Contact Us
Our wealth advisors are here to provide expert guidance and support.
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Insurance
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Interest Rates and Fees Help
Our fees and rates are all available for you to view
If you can’t find what you are looking for, contact our Member Service Centre and we will get you what you need to know.
Where can I find your rates for deposits, mortgages, foreign exchange, or business accounts?
Where can I find a full list of fees for products and services?
A quick overview of fees for personal account transactions, plus a full listing of all applicable fees for account-related transactions and other services, are on our Personal Banking Fees page.
If you are looking for specific account fees, please visit the following pages:
Is there a full list of fees for business products and services?
An overview of fees for business account transactions, plus a full listing of all applicable fees for account-related transactions and other services, can be viewed on our Business Banking Fees page.
If you are looking for specific business account fees, please visit the Business accounts page.
Are there fees and limits for INTERAC e-Transfers?
All of our everyday chequing accounts come with free e-Transfers. The number of free transactions depends on which account you have. View our Everyday Chequing Accounts page for details on all of our accounts.
Please see below for e-Transfer transaction limits:
| INTERAC E-TRANSFERS | LIMIT |
|---|---|
| Maximum sending limit per transaction | $3,000 |
| Maximum sending limit per day (rolling period of 24 hours) | $10,000 |
| Maximum sending limit per week (rolling period of seven days) | $10,000 |
| Maximum sending limit per month (rolling period of 30 days) | $20,000 |
| Maximum incoming limit per transaction | $10,000 |
| Maximum incoming limit per day (rolling period of 24 hours) | $10,000 |
| Maximum incoming limit per week (rolling period of seven days) | $70,000 |
| Maximum incoming limit per month (rolling period of 30 days) | $300,000 |
| Minimum incoming limit per transaction | $0 |
What are your current exchange rates?
You can find our current USD exchange rate by visiting the Foreign Exchange Rates page on our website, or visit one of our branches.
Did you know you can special order other currencies at FirstOntario? Visit your branch to get more information on rates for more than 50 currencies and to order ahead of your planned travel dates.
Help Categories
Can't find what you are looking for?
Select Image
Personal Products and Services
Online banking
Online policies • Privacy • Internet Security • Legal • Accessibility Statement • Market Conduct Code • Site Map
FirstOntario Credit Union © Copyright 2023