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  • The Value of Membership

​​What's in it for you?

A better banking experience for all thea right reasons

We’re invested in you

We value the relationship we have with our Members—that's the credit union difference. We are local and we're proud to be your neighbour.  We’ll do whatever we can to get you where you need to be financially and we are always here for support. 

It's not about a transaction, it's about your path to financial success!

Be a part of the bigger picture

As a Member, you’re a part of a community that cares. Our profits are reinvested into the communities we serve and our Blue Wave employee volunteers are always ready to help.

Come by and say hello at our next event.

The benefits of ownership and great rates, too

You get all the financial products and services you need, plus teams who specialize in investing, business banking and mortgages.

Vote for your Board of Directors, access your money 24/7, enjoy free chequing and the other great benefits that come with membership.  

Switching is easy

Centralize all of your banking. ClickSWITCH allows our Members to switch over automated bill payments and direct debits over to your FirstOntario account in no time through this easy-to-use service.  


Members are owners

Vote for and run for our Board of Directors. You have a voice. 

Competitive rates

Great rates and regular promotions on top products and services.

Free chequing

Unlimited transactions and no monthly account fees.

Surcharge-free ATMs

Free access to more than 3,700 THE EXCHANGE Network ATMs across Canada.

Community support

Access to financial literacy resources and community programs.


Blue Wave

Blue Wave is a group of FirstOntario employees who volunteer in support of local community initiatives that are important to you and our Members.

The program was established in 2010 and since then, our employees have given close to 10,000 volunteer hours to the programs and events that they feel passionate about. 

Find out how we're helping our communities


FirstOntario’s 1Awards competition supports local businesses and entrepreneurs who make our communities unique.

The program is focused on supporting your dreams of success by putting the spotlight on the people like you, who offer specialized products and services.

​Learn more about the 1Awards

Become a Member

A financial experience that puts you first.