Member Consultant Meeting at Wicket with Member

What's in it for you?

A better banking experience for all the right reasons.

Two People Shaking Hands

Members are owners

Vote for and run for our Board of Directors. You have a voice.

Dollar Sign

Competitive rates

Great rates and regular promotions on top products and services.

Cheque Book and Pen

Free chequing

Unlimited transactions and no monthly account fees.

Two Overlapping Speech Bubbles

Personalized advice

Our experts are ready to discuss personal and business banking, wealth and financial planning. 

Group of Six People

Community support

Access to financial literacy resources and community programs.

The EXCHANGE Network Logo

Surcharge-free ATMs

Free access to more than 3,700 THE EXCHANGE Network ATMs across Canada.

Switching is easy

ClickSWITCH allows our Members to switch over automated bill payments and direct debits to your FirstOntario account in no time through this easy-to-use service.  

​We’re invested in you

We value our relationship with our Members – that’s the credit union difference. We’ll do whatever we can to get you where you need to be.

It's not about a transaction, it's about your path to financial success.

​Be a part of the bigger picture

As a Member, you’re a part of a community that cares.

Our profits are reinvested back into the communities and our Blue Wave employee volunteers are always ready to help.

You have options when it comes to managing your money

We offer support through 32 locations. Members also have access to Personal Assisted Teller (PAT) machines and can transact with a live teller through secure video.

Plus, bank online or through our mobile app 24/7!

Become a Member of our Credit Union

A financial experience that puts you first.