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Let your money do the work for you with great rates.
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Personal
Become a Member
There's more to a credit union than just banking.
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Business
Rates
We offer industry leading business account rates.
Contact Us
Connect with our Business Banking team
Introducing our Small Business Centre
Located at 1 James Street South in Hamilton.
Wealth
Our Team
Meet our Wealth Team
Contact Us
Our wealth advisors are here to provide expert guidance and support.
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Insurance
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
What's in it for you?
A better banking experience for all the right reasons.
Members are owners
Vote for and run for our Board of Directors. You have a voice.
Competitive rates
Great rates and regular promotions on top products and services.
Competitive chequing plans
Get great benefits with options to waive monthly fees.
Personalized advice
Our experts are ready to discuss personal and business banking, wealth and financial planning.
Community support
Access to financial literacy resources and community programs.
Surcharge-free ATMs
Free access to more than 3,700 THE EXCHANGE Network ATMs across Canada.
Switching is easy
ClickSWITCH allows our Members to switch over automated bill payments and direct debits to your FirstOntario account in no time through this easy-to-use service.
We’re invested in you
We value our relationship with our Members – that’s the credit union difference. We’ll do whatever we can to get you where you need to be.
It's not about a transaction, it's about your path to financial success.
Be a part of the bigger picture
As a Member, you’re a part of a community that cares.
Our profits are reinvested back into the communities and our Blue Wave employee volunteers are always ready to help.
You have options when it comes to managing your money
We offer support through 32 locations. Members also have access to Personal Assisted Teller (PAT) machines and can transact with a live teller through secure video.
Plus, bank online or through our mobile app 24/7!
Become a member of our credit union
A financial experience that puts you first.
Are you a business owner? Become a business member.
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