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Exterior of FirstOntario Branch

About FirstOntario Credit Union


About us

More than 126,000 people choose FirstOntario when it comes to their finances. From chequing and savings accounts to mortgages, loans, business services and highly qualified investment advice—our credit union offers you more than just an account. Have you thought about becoming a member? You should.

At FirstOntario, our members are owners. That means you have a say and we value your thoughts and ideas. As a member (and a shareholder), you can run to be on our Board of Directors and you can vote for your Board Directors. You have a voice. And we want to hear it.


Community Impact

Our Community Impact team counts on the strength and dedication of our employees and our local partners. We’re proud to be able to reach out to so many people in the neighbourhoods where we live and work.  

As a credit union, we always try to make a meaningful, lasting impact by focusing on the issues that are most important to our communities.

Connecting with our Community


Financial Literacy

Supporting Students

Community Sponsorships

International Credit Union Day

​Community Partnerships

Not only are we a part of your neighbourhood—we're your neighbour and reinvesting our profits through community partnerships, sponsorships and great rates is an important part of what we do.

Our partners are like-minded and they have a genuine interest in working together to make a positive and lasting impact in all of our regions.

Hamilton Sports Group – The Hamilton Tiger-Cats

Hamilton Bulldogs

FirstOntario Venues


Your career opportunities at FirstOntario are endless and will be guided by your abilities and ambition.

You’ll be rewarded in ways that foster the pride and satisfaction of being part of an exceptional team.  

We’re looking for forward thinkers with fresh ideas, who believe in putting people first. If this sounds like you, we should talk.

Current Opportunities

How to Apply

Rewards and Benefits

Living Wage Employer

​Governance and Leadership

As a member, you have an equal vote in the selection of the credit union’s directors.

Your participation is important to the success and well-being of our credit union.

Consider running for the Board, participate in the election by voting and make sure you don’t miss our Annual General Meeting.


Board of Directors

Annual Reports



Are you looking to talk to one of our financial experts for an article or feature? Do you have any questions about our credit union and what we do? Get in touch, we're happy to accomodate. 

You can also read the latest FirstOntario newsletter and take a look at all of the other great news about our credit union and our community.



Our roots

We started in 1939 with a group of employees when we created Stelco Employees Credit Union and our values were the same. We make the most of your hard—earned money and we’re there to get you through the ups and downs of life. Here's how we came to be.

We’ve been here for our members for 80 years for a reason- our continued success is achieved with pride and a dedicated commitment to our Members and our communities in Hamilton, Halton, Niagara and the southwest regions. Some things never change.



Stelco Employees Credit Union opens to employees only


Stelco Employees Credit Union becomes Avestel Credit Union, open to everyone


Avestel and Family Savings & Credit Union merge


Avestel Family Savings Credit Union becomes FirstOntario Credit Union


FirstOntario merges with Prime Financial and Canal City Savings and Credit Union


FirstOntario merges with Rochdale Credit Union


FirstOntario merges with Creative Arts Savings & Credit Union


FirstOntario merges with Heritage Savings & Credit Union

Family Smiling Together on the Couch

Have you picked up your new debit card?

We have new debit card and they offer Interac Flash®! Visit your branch to get yours.

Check Box and Pencil

The Value of Membership

Find out what we are all about and what it means to be a Member.

Become a Member of our Credit Union

Not a Member yet? Everyone is welcome to be a part of our credit union. If you have any questions, give us a call.

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