Upcoming scheduled maintenance for online and mobile banking

Please be advised that we will be performing scheduled maintenance on Sunday, May 24. Online and mobile banking will be unavailable between 6 a.m. and 10 a.m. Thank you for your patience.

Personal
Business
Wealth

Investment shares available for a limited time!

6.00%† annual dividend, 5‑year investment.

Learn more
Update to Business Savings rates

As part of our regular market review process, Business Savings account rates have been increased, effective June 1. View rates

Grow your business

Our business banking products and financial services are designed to support your growth, with expert guidance to help you succeed.

Find the right account

Explore financing options

Start saving & investing

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Business accounts

Choose from a range of chequing and savings accounts, including U.S. dollar options.

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Market-linked GICs

Market-Linked GICs offer 100% principal protection and the potential for higher returns.

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Credit cards

Get a $130 first year fee rebate + bonus Flex Rewards points worth up to $200 in cash value.*

Strengthening your business, one step at a time

We understand the importance of a strong financial services partner to help your business grow and succeed. As a FirstOntario business member, you’ll have access to a full range of credit and cash management solutions, industry-specific expertise, and more.

FirstOntario team members connecting and collaborating in a modern office space.

Relationships over transactions

We pride ourselves on building personal relationships with business members, offering guidance and support through every stage of your journey.

Quick decisions, faster service

In every business, time is money. We prioritize efficiency, with quicker turnarounds on lending decisions and other banking needs.

Personalized advice

We focus on understanding your business, so that we can tailor the best plan for the unique ways you want to grow.

Local investment

Helping your business succeed and grow adds strength to our local economy. And, we can proudly say that our profits stay right here in the local communities.

FirstOntario 1Awards

FirstOntario 1Awards

Showcasing local entrepreneurs for over a decade, our annual small business competition has awarded more than $2.3 million in cash and in-kind services.

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Switch to FirstOntario

If you’re ready for a better business banking partner, you can count on us to help you make the switch. Connect with our Business Banking Group today.

FirstOntario Business Centre

Business Centres and branches

Business members are always welcome at our Business Centres in downtown Hamilton or St. Catharines, and in branch locations across our communities.

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Catch us on Finance Friday

Our Senior Manager of Business Services (Small Business), Colin Cyr, discusses topical issues relevant to small businesses on CHCH TV each month.

New to FirstOntario? Open a business account today!

Apply online

to open an account

Visit us

at one of our branches

Call us

at 1‑800‑616‑8878

Terms and conditions

† Dividend rates and payments are not guaranteed and are non-cumulative. Investment shares are not deposits and are not insured or otherwise covered by the Deposit Insurance Reserve Fund (DIRF) administered by the Financial Services Regulatory Authority of Ontario (FSRA). Funds for each member’s subscription will be placed in an interest-bearing holding account until the shares are issued. Investment shares are non-redeemable for five years after the issue date. Redemption requests are considered on a first-come, first-served basis and are limited to 10% of the shares issued and outstanding at the end of the preceding fiscal year. Investment shares are only available after obtaining an Offering Statement detailing all the terms, conditions and risks of this investment.