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Investment shares available for a limited time!

6.00%† annual dividend, 5‑year investment.

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Bank your way

Learn more about our products and find the best way to bank for you.

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Woman jumping for joy after earning a cash bonus with FirstOntario Investments.

Earn up to $2,000** cash with FirstOntario Investments

Make a smart money move and you can earn big.

A couple unpacking moving boxes in their new home.

3.55%* 5-year variable high ratio mortgage

Lock in a competitive rate today.

Earn Flex Rewards points on every purchase.

Turn spending into rewards

Get a $120 first year fee rebate + bonus Flex Rewards points worth up to $100 in cash value.‡

Take advantage of our featured rates

13-month FlexSavings Cashable GIC

3.00%

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First Home Savings Account (FHSA)

3.20%

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26‑month non‑redeemable GIC

3.65%

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Join FirstOntario and enjoy a better banking experience — for all the right reasons.

  • We value our relationship with our members — that’s the credit union difference.
  • Enjoy competitive rates and a human approach to banking.
  • Bank the way that works for you with thousands of surcharge-free ATMs, in-branch and online services, or over the phone.
  • Our profits are reinvested back into the communities we serve.
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Terms and conditions

* Rates are subject to change. Conditions apply.

** Terms and conditions apply.

† Dividend rates and payments are not guaranteed and are non-cumulative. Investment shares are not deposits and are not insured or otherwise covered by the Deposit Insurance Reserve Fund (DIRF) administered by the Financial Services Regulatory Authority of Ontario (FSRA). Funds for each member’s subscription will be placed in an interest-bearing holding account until the shares are issued. Investment shares are non-redeemable for five years after the issue date. Redemption requests are considered on a first-come, first-served basis and are limited to 10% of the shares issued and outstanding at the end of the preceding fiscal year. Investment shares are only available after obtaining an Offering Statement detailing all the terms, conditions and risks of this investment.

‡ Terms and conditions apply. Visit the Collabria Offers page for more details.