Rates
Let your money do the work for you with great rates.
Skip to main content
Personal
Become a Member
There's more to a credit union than just banking.
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Business
Rates
We offer industry leading business account rates.
Contact Us
Connect with our Business Banking team
Introducing our Business Centre
Located at 45 King Street East in Hamilton.
Wealth
Our Team
Meet our Wealth Team
Contact Us
Our wealth advisors are here to provide expert guidance and support.
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Insurance
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Grow your savings with up to 4.00%* on a GIC
Update regarding Board of Directors Election. Learn more
Personal Banking Products and Financial Services
Bank your way
Learn more about our products and find the best way to bank for you.
Turn spending into rewards
New Cash Back Visa Infinite* cardholders earn 10x** bonus Flex Rewards points on every purchase.
Lock in stability
3.65%* on a 5-year variable high ratio mortgage.
Register for the Aviso Experts Webinar
Learn how to build a strong financial defence.
Current Interest Rates*
13-month FlexSavings Cashable GIC*
First Home Savings Account (FHSA)*
26-month Non-Redeemable GIC*
*Rates are subject to change. Conditions apply.
* Rates are subject to change. Conditions apply.
Personal Products and Services
Online banking
Privacy and security • Legal • Accessibility • Market Conduct Code • View all online policies • Site map
FirstOntario Credit Union © Copyright 2026