Remembrance Day closure

Our branches will be closed on November 11 to observe Remembrance Day. Our Member Service Centre, Member Solutions Team and Personal Assisted Teller services will be available from 8 a.m. to 5 p.m. should you need any assistance. Online and mobile banking will be available.

Personal
Business
Wealth

Earn 5.00%† with a 90‑day GIC

A secure, short-term rate for new deposits.

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Digital enhancements are coming soon. Be sure to check our website for important updates and details about our new log in. Learn more

Bank your way

Learn more about our products and find the best way to bank for you.

Find the right account

Discover mortgage options

Start saving & investing

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Man in plaid sweater celebrating after earning a cash bonus with FirstOntario Investments.

Earn up to $2,000‡ cash

Transfer-in $10,000 or more and you can earn BIG.

Earn Flex Rewards points on every purchase.

Rewards for everyday life

Earn up to 35,000 bonus Flex Rewards points on everyday purchases.§

Happy woman celebrating surrounded by moving boxes.

3.75% 5-year variable high ratio mortgage

Lock in a competitive rate today.

Take advantage of our featured rates

90‑day new money non‑redeemable GIC

5.00%

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18‑month non‑redeemable GIC

4.00%

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5‑year Variable High Ratio Mortgage

3.75%

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Join FirstOntario and enjoy a better banking experience — for all the right reasons.

  • We value our relationship with our members — that’s the credit union difference.
  • Enjoy competitive rates and a human approach to banking.
  • Bank the way that works for you with thousands of surcharge-free ATMs, in-branch and online services, or over the phone.
  • Our profits are reinvested back into the communities we serve.
Become a member
Terms and conditions

* Rates are subject to change. Conditions apply.

† Available for new deposits only. Registered and non-registered accounts, excluding RESP and RDSP. Rate and terms subject to change without notice. Conditions apply.

"New deposits" means funds transferred to FirstOntario Credit Union from a financial institution outside of FirstOntario, or cash deposited with FirstOntario, during the promotional period. Funds withdrawn or transferred from any FirstOntario account and subsequently redeposited or transferred back to FirstOntario, directly or indirectly, including in the form of cash, will not qualify as a "new deposit". To qualify, the deposited funds must not have been held on deposit with FirstOntario during the 365 days immediately preceding the date of deposit. Transfers between FirstOntario accounts or members do not constitute new money. FirstOntario reserves the right to verify the source of funds and determine eligibility for the promotional rate in its sole discretion and may require reasonable documentation to establish that deposited funds qualify as new deposits.

‡ Terms and conditions apply. Visit the Transfer-in Cash Bonus Promotion page for more details.

§ Terms and conditions apply. Visit the Collabria website for more details.