National Day for Truth and Reconciliation closure

Our branches will be closed on Wednesday, September 30 to observe the National Day for Truth and Reconciliation. Our Member Service Centre, Member Solutions Team and Personal Assisted Teller services will be available from 8 a.m. to 5 p.m. should you need anything.

Personal
Business
Wealth

Investment shares available for a limited time!

6.00%† annual dividend, 5‑year investment.

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Digital upgrades are coming in November. Please ensure your contact information is up to date. Learn more

Bank your way

Learn more about our products and find the best way to bank for you.

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Discover mortgage options

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Tax strategies for retirement income

Join our live seminar on retirement income planning.

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A guaranteed way to earn more

Earn 3.85%* with an 18-month GIC or 4.25%* with a 54-month GIC.

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Student accounts with amazing benefits

Unlock up to $500 or more in cash rewards from FirstOntario** and Qtrade Direct Investing®‡.

Take advantage of our featured rates

13-month FlexSavings Cashable GIC

3.20%

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First Home Savings Account (FHSA)

3.20%

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54‑month non‑redeemable GIC

4.25%

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Join FirstOntario and enjoy a better banking experience — for all the right reasons.

  • We value our relationship with our members — that’s the credit union difference.
  • Enjoy competitive rates and a human approach to banking.
  • Bank the way that works for you with thousands of surcharge-free ATMs, in-branch and online services, or over the phone.
  • Our profits are reinvested back into the communities we serve.
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Terms and conditions

* Rates are subject to change. Conditions apply.

** View the Qtrade Bundle Offer terms and conditions.

† Dividend rates and payments are not guaranteed and are non-cumulative. Investment shares are not deposits and are not insured or otherwise covered by the Deposit Insurance Reserve Fund (DIRF) administered by the Financial Services Regulatory Authority of Ontario (FSRA). Funds for each member’s subscription will be placed in an interest-bearing holding account until the shares are issued. Investment shares are non-redeemable for five years after the issue date. Redemption requests are considered on a first-come, first-served basis and are limited to 10% of the shares issued and outstanding at the end of the preceding fiscal year. Investment shares are only available after obtaining an Offering Statement detailing all the terms, conditions and risks of this investment.

‡ View the Qtrade Direct Investing incentive details. Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Aviso Wealth. Qtrade Direct Investing and Aviso Wealth are divisions of Aviso Financial Inc.