Earn 5.00%† with a 90‑day GIC
A secure, short-term rate for new deposits.
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Earn up to $2,000‡ cash
Transfer-in $10,000 or more and you can earn BIG.
Rewards for everyday life
Earn up to 35,000 bonus Flex Rewards points on everyday purchases.§
3.75% 5-year variable high ratio mortgage
Lock in a competitive rate today.
Take advantage of our featured rates
90‑day new money non‑redeemable GIC
5.00%
18‑month non‑redeemable GIC
4.00%
5‑year Variable High Ratio Mortgage
3.75%
Join FirstOntario and enjoy a better banking experience — for all the right reasons.
- We value our relationship with our members — that’s the credit union difference.
- Enjoy competitive rates and a human approach to banking.
- Bank the way that works for you with thousands of surcharge-free ATMs, in-branch and online services, or over the phone.
- Our profits are reinvested back into the communities we serve.