August Civic Holiday weekend closures

We will be closed August 1 and August 3 for the Civic Holiday weekend. Our Member Service Centre, Member Solutions Team and Personal Assisted Teller services will be available on August 1 during regular business hours.

Personal
Business
Wealth

Investment shares available for a limited time!

6.00%† annual dividend, 5‑year investment.

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Digital upgrades are coming. Please ensure your contact information is up to date. Learn more

Bank your way

Learn more about our products and find the best way to bank for you.

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Discover mortgage options

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Woman in pink shirt jumping for joy after earning a cash bonus with FirstOntario Investments.

Earn up to $2,000** cash with FirstOntario Investments

Make a smart money move and you can earn big.

A couple unpacking moving boxes in their new home.

3.55%* 5-year variable high ratio mortgage

Lock in a competitive rate today.

Neighbours helping heighbours.

Niagara flood recovery

Find out how you can donate and help our communities in need.

Take advantage of our featured rates

13-month FlexSavings Cashable GIC

3.20%

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First Home Savings Account (FHSA)

3.20%

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26‑month non‑redeemable GIC

3.70%

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Join FirstOntario and enjoy a better banking experience — for all the right reasons.

  • We value our relationship with our members — that’s the credit union difference.
  • Enjoy competitive rates and a human approach to banking.
  • Bank the way that works for you with thousands of surcharge-free ATMs, in-branch and online services, or over the phone.
  • Our profits are reinvested back into the communities we serve.
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Terms and conditions

* Rates are subject to change. Conditions apply.

** Terms and conditions apply.

† Dividend rates and payments are not guaranteed and are non-cumulative. Investment shares are not deposits and are not insured or otherwise covered by the Deposit Insurance Reserve Fund (DIRF) administered by the Financial Services Regulatory Authority of Ontario (FSRA). Funds for each member’s subscription will be placed in an interest-bearing holding account until the shares are issued. Investment shares are non-redeemable for five years after the issue date. Redemption requests are considered on a first-come, first-served basis and are limited to 10% of the shares issued and outstanding at the end of the preceding fiscal year. Investment shares are only available after obtaining an Offering Statement detailing all the terms, conditions and risks of this investment.

‡ Terms and conditions apply. Visit the Collabria website for more details.