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Personal Banking Products and Financial Services

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3.90%* Visa balance transfer offer

A worry-free way to pay down your balances faster.

New business chequing accounts available

Enjoy up to 15 free e-Transfers and a range of free transactions.

Debit Mastercard® now available!

Shop in-store or online wherever Mastercard is accepted.


Current Interest Rates*

17-Month GIC*


First Home Savings Account (FHSA)*


5-Year Non-Redeemable GIC*


* Rates are subject to change. Conditions apply. The FirstOntario First Home Savings Account (“FirstOntario FHSA”) Promotional Interest Rate is only available between November 26, 2023 and April 1, 2024, exclusively (the “Promotional Period”). You can earn a special annual interest rate of 5.75% calculated daily and paid monthly during the Promotional Period on cash deposits to your FirstOntario FHSA Investment Savings Account. To accept this offer, you must open a FirstOntario FHSA Investment Savings Account during the Promotional Period and make a cash deposit to your eligible FirstOntario FHSA Investment Savings Account during the Promotional Period. If you have an existing FHSA Investment Savings Account with FirstOntario, the Promotional Interest Rate will automatically apply for the Promotional Period. This offer is available to new and existing members who are eligible for a First Home Savings Account and is subject to change without notice. Consult your tax advisor for eligibility criteria, features and tax implications.

Family Smiling Together on the Couch
* Rates are subject to change. Conditions apply.

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