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GIC Interest Rates

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  • GIC Interest Rates

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Earn an annual dividend rate of 6.00%* with FirstOntario Investment Shares

Investment Shares appeal to a wide range of investors for returns that are potentially better than long-term GICs, but without the market ups and downs.

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Earn 5.05%* on a 14-Month GIC or 5.00%* on a 26-Month GIC

Open by calling our Member Service Centre.

Non-redeemable. Available for registered and non-registered accounts.

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A market-linked GIC offers the potential for higher returns

Up your game with a product that can provide market returns but is secure and simple for your peace of mind. Our market-linked GICs offer 100% principal protection and the potential for higher returns.

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View GIC rates

List of rates for LONG TERM NON-REDEEMABLE GICS*
LONG TERM NON-REDEEMABLE GICS* Rate
1 Year
4.85
2 Year
4.85
3 Year
4.80
4 Year
4.60
5 Year
4.60
List of rates for SHORT-TERM NON-REDEEMABLE GICS*
SHORT-TERM NON-REDEEMABLE GICS* Rate
90-179 Days
3.05
180 - 269 Days
2.95
270 - 364 Days
3.10
List of rates for LONG-TERM REDEEMABLE GICS*
LONG-TERM REDEEMABLE GICS* Rate
1 Year
4.35
2 Year
4.35
3 Year
4.30
4 Year
4.10
5 Year
4.10
List of rates for SHORT-TERM REDEEMABLE GICS*
SHORT-TERM REDEEMABLE GICS* Rate
90 - 179 Days
2.45
180 - 269 Days
2.45
270 - 364 Days
2.60
List of rates for 5-YEAR ACCELERATOR GIC*
5-YEAR ACCELERATOR GIC* Rate
Year 1
4.85
Year 2
4.75
Year 3
4.65
Year 4
4.50
Year 5
4.00
List of rates for U.S. DOLLAR SHORT TERM GIC*
U.S. DOLLAR SHORT TERM GIC* Rate
30 - 59 Days
0.70
60 - 89 Days
1.15
90 - 179 Days
1.95
180 - 269 Days
2.05
270 - 364
2.30
List of rates for 24-MONTH ESCALATOR GIC*
24-MONTH ESCALATOR GIC* Rate
Months 1 - 8
3.10
Months 9 - 16
4.85
Months 17 - 24
6.30
Effective Yield
4.75
 

*Rates are subject to change at any time. Conditions apply.

 
 

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