Borrowing

Let’s figure out the best way to get you the money you need.

You’ve got a few different options when it comes to borrowing money at FirstOntario. We offer competitive loans, lines of credit and mortgages and we’re happy to sit down with you to talk about the details.

Happy woman celebrating surrounded by moving boxes.

Mortgages

Secure your dream home with our fixed or variable rate options, plus enjoy one year of home system repair protection on us.

Couple talking during renovation.

Personal Loans

Whether you need to buy a car, fund a renovation, or consolidate debt, our flexible personal loans put your financial wellness first.

A smiling woman sitting by a window with a notebook, reviewing her financial plans and personal line of credit options.

Lines of Credit

Ready money up to your approved limit, low interest rates and the flexibility to pay back the balance on your own time.

A relaxed homeowner sitting on his porch with a coffee, enjoying the peace of mind that comes with a FirstOntario MeritLine Home Equity Line of Credit.

Home Equity Line of Credit

Unlock the equity in your home to invest in renovations, fund education, or create a safety net for life’s unexpected moments.

Explore your borrowing options

We can help with your borrowing needs over the phone or online, and you can visit us in person at a branch.

Call us

at 1‑800‑616‑8878

Book an appointment

to meet with us virtually

Visit us

at one of our branches