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We know that strong financial literacy is key to making informed decisions about money.
Registered Disability Savings Plan (RDSP)
Financial security for the long-term
Consider an RDSP if you or a loved one are living with a disability and are looking for a way to save for long-term, financial security. This government assisted and tax-deferred savings vehicle is another tool available to help secure the financial future of Canadians with disabilities.
Features
Helpful Resources
Features of the plan
Grow savings tax-free
Earnings grow tax-free until the money is withdrawn allowing RDSP savings to grow.
Here’s who is eligible
Beneficiaries must qualify for the Disability Tax Credit, be 60 years of age our younger and be up-to-date on income tax returns.
Boost value with government incentives (based on eligibility)
Take advantage of government incentives to grow your savings faster. The Canada Disability Savings Grant and the Canada Disability Savings Bond offer financial supports that can really add up over time.
Worry-free income payments
Income payments from RDSPs do not affect income-tested federal government programs, including Old Age Security, Guaranteed Income Supplement and Canada Pension Plan.
Here are some more resources to help
Let's discuss your options
To learn more or to schedule an appointment to set up a plan, give us a call.
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