Rates
Let your money do the work for you with great rates.
Let your money do the work for you with great rates.
There's more to a credit union than just banking.
We know that strong financial literacy is key to making informed decisions about money.
We offer industry leading business account rates.
Connect with our Business Banking team
There are a lot of ways to manage your money.
Meet our Wealth Team
Our wealth advisors are here to provide expert guidance and support.
We know that strong financial literacy is key to making informed decisions about money.
We know that strong financial literacy is key to making informed decisions about money.
We offer competitive mortgage rates , flexible terms and something you can’t buy — the time it takes and a friendly face to help you fully understand what you need. Plus, we’ll cover the cost of the Encompass Home System Warranty Program for the first year.
We want you to find a mortgage you can live with, because at FirstOntario, we’re more than your financial institution, we’re also your neighbour. Our Member Solutions Team is a great remote option if you would like to apply for a mortgage over the phone.
Know that your pre-approved rate won't change while house hunting.
Choose between a fixed and variable rate mortgage.
Prepay up to 20% of your principal annually, without penalty.
Choose weekly, bi-weekly, monthly or accelerated payments.
In a bind? You have the option to skip a payment once a year (conditions apply).
Protect yourself and your family with mortgage insurance at low rates.
VARIABLE RATE MORTGAGES* | Rate |
---|---|
5-year open |
8.70
|
5-year closed |
7.00
|
FIXED MORTGAGE RATES* | Rate |
---|---|
6-month convertible closed |
8.74
|
6-month open |
10.49
|
1-year closed |
7.39
|
1-year open |
10.49
|
2-year closed |
7.29
|
3-year closed |
6.89
|
4-year closed |
6.39
|
5-year closed |
6.24
|
7-year closed |
6.69
|
10-year closed |
7.09
|
*Annual Percentage Rate (APR). Rates are subject to change at any time. Conditions apply.
Use your home equity as security and lock in our lowest rates.
Get protection against the expense of home repair costs.
Your retirement savings will grow tax-free with a Registered Retirement Savings Plan.
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