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Loan and Mortgage Insurance


    Your financial safety net. Just in case. 

    Mortgage and loan insurance are available to pay the balance of your mortgage or loans or cover your payments in the event of job loss, critical illness, disability or death. Get the coverage you need at a price you can afford.

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    Protecting you and your family from the unexpected

    Mortgage and loan life insurance will pay off your mortgage or loan in the event of death. If you suffer from a terminal illness or have an accident, insurance can pay your outstanding principal amount up to $500,000.

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    Replacement income when you need support

    With creditor disability insurance, your debt will be taken care of should anything happen to you. If you become disabled, regular monthly payments would be made for you, up to a maximum of $2,000 per month. You’ll stay insured until you are no longer disabled, until your loan or mortgage has been paid in full or until you have received benefits for five consecutive years.

    Our Member Solutions Team can help you get the coverage you need

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    Creditor’s group insurance coverage is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements.

    See the Product Guide and Certificate of Insurance for full coverage details.


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