Registered Retirement Income Fund (RRIF)
Maximize your retirement income
Registered Retirement Income Funds (RRIFs) are the most popular form of self-directed retirement income.
A RRIF is basically the reverse of your RRSP. Instead of putting money into a savings plan, you withdraw it as an income source at regular intervals throughout the year. Plan holders are required to take a minimum level of taxable payments from their RRIF on an annual basis. At age 71, all RRSP investments must be converted to either a RRIF or an annuity.
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Why choose a RRIF?
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Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.