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Mother and Daughter Learning Together

Registered Education Savings Plan (RESP)


Help a child plan for their future

Registered Education Savings Plans (RESPs) are tax-sheltered savings plans registered by the Canadian government. They are a great way to invest in a child’s post-secondary education.

The cost of education seems to always be going up and opening an RESP is a good way to set aside money for the future even if you don’t have the extra cash to invest.


Why start an RESP?

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Get FREE money

The federal government adds to your RESP savings each year through the Canada Education Savings Grant.

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​Maximize your investment

Contributions grow tax-free while they remain in the RESP.  That means your savings can grow faster.

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​Pay less tax

When your child starts college or university, funds withdrawn from the RESP are taxed in the child’s name.

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​Access additional grants

Lower income families may also qualify for the Canada Learning Bond.

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No downside

If your child does not pursue post-secondary education, you have options.

RESP Calculator

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​Financial Planning

Let our investment advisors guide you on the right path to your financial success. 


Grow your savings tax-free with a Tax-Free Savings Account.  

Line of Credit

Borrow what you need, pay the interest monthly and the balance when you’re ready.