Skip to main content
Person Using Laptop to Access Accounts

Online Enhancements


At FirstOntario, we continually look at ways to enhance our service to members while ensuring member accounts are secure

As part of that continuous improvement strategy, we introduced changes to the online banking log in screen.

The first time you attempt to log in that day or any day after, you must re-enter any saved login information, such as your card number and PAC (personal access code). After entering the information, select Remember Me, enter a nickname, and your information will be saved again, and you won’t need to re-enter again.

FirstOntario Flash Debit Card with Card Numbers Highlighted

Are you an Interac Flash® debit card holder?

Please be aware that Interac Flash debit card numbers begin with 581828 and must be entered before the remaining 13 digits embossed on your card.

Back of FirstOntario Debit MasterCard with Card Numbers Highlighted

Are you a FirstOntario Debit Mastercard® holder?

If you have a FirstOntario Debit Mastercard enter the number on the back of your card.

Do you have questions about our debit cards?

Visit our My Account Help page for answers to frequently asked questions about our debit cards.

Select Image
Desktop Monitor and Phone

Coming soon!

Members will be able to reset their personal access code (PAC) in online banking on your own at home. It's another way we are enhancing our online banking experience.

Person Typing on Computer Keyboard

It's important to always be on the look out for fraud

Cyber crime is on the rise and criminals continue to impersonate legitimate businesses. Be extra cautious and aware of fraudulent emails, links, texts and phone calls and always type into your browser before you log in.

There are many ways you can protect yourself online.

Still have questions?

If you have any questions or concerns, our Member Service Centre is just a phone call away.

Select Image

Interac Flash® is a registered trademark of Interac Inc. used under license. To learn more, visit*

The Contactless Indicator is a trade-mark of EMV Co. LLC. Used under license.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.