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Term Deposit Interest Rates

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  • Term Deposit Interest Rates

GIC Specials

Our 24-month Escalator GIC offers an average yield of 4.15%*

With your rate going up every 8 months over the 2 year term - the longer you stay invested, the more you’ll earn.

Applies to registered and non-registered accounts, excluding RESP’s.

Earn 4.25%* on a 17-month GIC or 4.45%* on a 29-month GIC

Open a GIC in online banking or by calling our Member Service Centre.

Available for registered and non-registered accounts.

A market-linked GIC offers the potential for higher returns

Up your game with a product that can provide market returns but is secure and simple for your peace of mind. Our market-linked GICs offer 100% principal protection and the potential for higher returns.

 
 
 

View term deposit rates

List of rates for LONG TERM NON-REDEEMABLE TERM DEPOSITS
LONG TERM NON-REDEEMABLE TERM DEPOSITS Rate
1 Year
3.60
2 Year
4.25
3 Year
4.25
4 Year
4.35
5 Year
4.50
List of rates for SHORT-TERM NON-REDEEMABLE TERM DEPOSITS
SHORT-TERM NON-REDEEMABLE TERM DEPOSITS Rate
90-179 Days
1.65
180 - 269 Days
2.10
270 - 364 Days
2.35
List of rates for LONG-TERM REDEEMABLE TERM DEPOSITS
LONG-TERM REDEEMABLE TERM DEPOSITS Rate
1 Year
3.10
2 Year
3.65
3 Year
3.65
4 Year
3.75
5 Year
3.85
List of rates for SHORT-TERM REDEEMABLE TERM DEPOSITS
SHORT-TERM REDEEMABLE TERM DEPOSITS Rate
90 - 179 Days
1.30
180 - 269 Days
1.70
270 - 364 Days
1.90
List of rates for 5-YEAR ACCELERATOR TERM DEPOSIT
5-YEAR ACCELERATOR TERM DEPOSIT Rate
Year 1
3.60
Year 2
4.00
Year 3
4.20
Year 4
4.50
Year 5
6.00
List of rates for U.S. SHORT TERM
U.S. SHORT TERM Rate
30 - 59 Days
0.40
60 - 89 Days
0.65
90 - 179 Days
1.05
180 - 269 Days
1.45
270 - 364
1.65
List of rates for 24-MONTH ESCALATOR GIC
24-MONTH ESCALATOR GIC Rate
Months 1 - 8
2.35
Months 9 - 16
3.95
Months 17 - 24
6.15
Effective Yield
4.15
 

*APR. Rates are subject to change at any time.
Conditions apply.

 
 

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