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Everyday Premium Chequing Account


The Everyday Premium Account

If you take care of most of your banking online, this chequing account is available for a low fee (or no fee at all).

Hand Holding Dollar Bill

Unlimited INTERAC e-Transfers

Two Overlapping Dollar Bills

Unlimited deposits, debits and bill payments

Crossed Out Dollar Sign

Monthly fee can be waived


More great benefits

  • Monthly fee of $11.95 waived with a minimum daily balance of $4,000 or direct deposit of payroll/pension (minimum $250/month).
  • No monthly fee for overdraft protection
  • Rebate of up to $60 on the annual fee for your FirstOntario Visa
  • Five free* non-THE EXCHANGE Network ATM transactions every month
  • Access to online and mobile banking with free eStatements
  • Free cheque deposits with Deposit Anywhere™
  • Free transactions at FirstOntario ATMs and more than 3,700 surcharge-free ATMs across Canada through THE EXCHANGE Network®
  • Free transfers between your FirstOntario accounts through online/mobile banking

Open an account online today

Monthly account fee


*Waived with a minimum daily balance of $4,000 or direct deposit of payroll or pension (minimum $250/month)

ATM transactions, Canada

(non-FirstOntario or non-THE EXCHANGE Network)

$1.50 each

*Additional surcharges may apply at other financial institutions

ATM transactions, U.S. and International $3.50 each


Compare all of our chequing accounts with this convenient product guide.


The Visa rebate is not available more than once if an individual Member has more than one account; the Visa rebate is also limited to one per account; this rebate is not applicable to Member corporations. This rebate is not applicable to the U.S. Dollar Visa card.


Take a look at


​Daily Interest Savings Account

Earn interest on your money and access it whenever you need it.


Quickly and securely switch over your automated payments and direct deposits from your accounts at other financial institutions. 

Cash Back Visa Credit Card ❐

​Put extra dollars back into your wallet and pay no annual fee.