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Personal Account Interest Rates

  • Rates
  • Personal Account Interest Rates
 

Whatever you need, we have the perfect account for you

Firstontario's personal account options are top notch.

 
List of rates for HIGH INTEREST ESAVINGS*
HIGH INTEREST ESAVINGS* Rate
$0.00 - $100,000.00
1.75
$100,000.01 - $200,000.00
1.80
$200,000.01 +
1.85
List of rates for INVESTMENT SAVINGS*
INVESTMENT SAVINGS* Rate
All balances
0.45
List of rates for TFSA INVESTMENT SAVINGS*
TFSA INVESTMENT SAVINGS* Rate
All balances
1.75
List of rates for FHSA Investment Savings*
FHSA Investment Savings* Rate
All balances
5.75
List of rates for DAILY SAVINGS*
DAILY SAVINGS* Rate
$0 - $1,000.00
0.10
$1,000.01 - $5,000.00
0.10
$5,000.01 - $10,000.00
0.10
$10,000.01 +
0.20
List of rates for SENIOR SAVINGS*
SENIOR SAVINGS* Rate
$0 - $1,000.00
0.10
$1,000.01 - $5,000.00
0.20
$5,000.01 - $10,000.00
0.20
$10,000.01 +
0.30
List of rates for U.S. DOLLAR CHEQUING*
U.S. DOLLAR CHEQUING* Rate
$3,000.01 +
0.10
List of rates for U.S. DOLLAR INVESTMENT SAVINGS ACCOUNT*
U.S. DOLLAR INVESTMENT SAVINGS ACCOUNT* Rate
All balances
0.75
 

*Rates are subject to change at any time. Conditions apply. The FirstOntario First Home Savings Account (“FirstOntario FHSA”) Promotional Interest Rate is only available between November 26, 2023 and April 1, 2024, exclusively (the “Promotional Period”). You can earn a special annual interest rate of 5.75% calculated daily and paid monthly during the Promotional Period on cash deposits to your FirstOntario FHSA Investment Savings Account. To accept this offer, you must open a FirstOntario FHSA Investment Savings Account during the Promotional Period and make a cash deposit to your eligible FirstOntario FHSA Investment Savings Account during the Promotional Period. If you have an existing FHSA Investment Savings Account with FirstOntario, the Promotional Interest Rate will automatically apply for the Promotional Period. This offer is available to new and existing members who are eligible for a First Home Savings Account and is subject to change without notice. Consult your tax advisor for eligibility criteria, features and tax implications.

 
 

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