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Loan and Mortgage Insurance

Your financial safety net. Just in case. 

Mortgage and loan insurance are available to pay the balance of your mortgage or loans or cover your payments in the event of job loss, critical illness, disability or death. Get the coverage you need at price you can afford.

Protecting you and your family from the unexpected

Mortgage and loan life insurance will pay off your mortgage or loan in the event of death.  If you suffer from a terminal illness or have an accident, insurance can pay your outstanding principal amount up to $500,000.

Replacement income when you need support

With creditor disability insurance, your debt will be taken care of should anything happen to you.  If you become disabled, regular monthly payments would be made for you, up to a maximum of $2,000 per month. You’ll stay insured until you are no longer disabled, until your loan or mortgage has been paid in full or until you have received benefits for five consecutive years. 


The details of this insurance product, including important exclusions, restrictions and limitations on the coverage and benefits payable, are contained in the Product Guide and Certificate of Insurance that you will receive upon application.

Creditor’s Group Insurance is underwritten by CUMIS Life Insurance Company.

CUMIS® is a trademark of CUMIS Insurance Society, Inc. and is used under license.