Savings Accounts

Keep it safe. Earn interest. Use it when you need it.

Grow your savings with high interest rates and access your money whenever you need it. There are no monthly fees associated with our savings accounts, and you have free access to more than 3,700 ATMs through THE EXCHANGE® Network.

Round Up and Save

When you use your debit card, we’ll round up to the nearest $1, $5 or $10.

If you spend $21.20, you can round up to $22, $25 or $30.

At the end of the day, your round-up amount will be deposited into your choice of savings accounts.

Ask us about how you can add this to your account.

​There's more

  • Deposit cheques with your mobile device using Deposit Anywhere™
  • Free 24/7 online and mobile banking
  • Unlimited, free deposits through online and mobile banking and THE EXCHANGE Network ATMs
  • Free eStatements
  • Send money with Interac e-Transfer® (fees apply)

Don't forget

​You can transact all across Canada—surcharge free—at more than 3,700 ATMs on the EXCHANGE Network.

You can also take care of your transactions 24 hours a day from wherever you are through online and mobile banking. 

* Rates are subject to change. Conditions apply.

Daily Interest Savings


This account pairs well with our Everyday Convenience Account. Earn interest with easy access to your money. 

Key Features
  • Tiered interest rate based on daily balance, paid at month-end
  • Two free debits per month (unlimited for seniors)
  • No minimum balance

High Interest eSavings


Get the most out of our premium interest rates by parking your savings in our high interest savings account if you don’t think you’ll need it for a while. 

Key Features
  • Premium interest rate based on daily balance, paid at month-end
  • Two free debits per month
  • No minimum balance

Investment Savings


If you’re saving for a long-term goal, this simple savings account gives you competitive interest rates, minimal fees and flexibility.

Key Features
  • Interest based on daily balance, paid at month-end
  • One free debit per month
  • No minimum balance

U.S.Dollar Investment Savings Account


Build up your U.S. savings while you earn interest without having to worry about exchange rates.

Key Features
  • Interest calculated daily, paid at month-end
  • One free debit per month
  • Easily transfer money from your U.S. Dollar chequing account or any of your FirstOntario Canadian accounts