* The Collabria Visa Card is issued by Collabria Financial Services Inc., pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.
**The 3.9% for six months balance transfer offer is available on all FirstOntario Visa cards except for the U.S. Dollar card and Business cards. For new cards, applications must be submitted between February 1 and April 30 in order to qualify for the rate. Balances must be transferred within 90 days of account opening. Visa applications pending and not yet approved as of February 1 ARE eligible for the balance transfer offer. For existing cards, balances must be transferred between February 1 and April 30, in order qualify for the rate. A minimum balance amount of $500 for the first and subsequent transfers is required in order to qualify for the special introductory rate. Cardholders can make multiple balance transfers up to their credit card limit, as long as each transfer is $500 or more and within the eligible dates. Each transfer will be honoured for six months from the date of transfer. As of October 2019, balance transfers are no longer possible at the time of application and can only be done after approval. The following are the options available to Members: Members who have registered their card on MyCardInfo will be able to request a balance transfer online using promo code 0002, in order to receive the offer. Requests can also be made by visiting a branch or contacting Cardholder Services at 1-855-341-4643.