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Saving and Budgeting


Many people live paycheque to paycheque and find it difficult to save and get ahead. This is a common problem and there is a solution – pay yourself first. 

Don’t wait to save leftover money because there won’t be any. Choose an amount and set up an automatic contribution to a savings account such as a TFSA on your payday. It might be difficult at first and you may have to give up some discretionary spending, but you’ll get used to it. Once in a while, give yourself a raise and increase the amount you contribute. 

Budgeting is hard, so don’t give up too easily. You may be sacrificing a coffee every day or taking your lunch to work more often, but you’ll be surprised how quickly your savings will add up. 


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Investment Manager Shaking Hands with Member