by FirstOntario Credit Union | February 11, 2026 | Investment Insights
A Registered Retirement Savings Plan (RRSP) is a Canadian government program with the primary and end purpose of helping Canadians save for their retirement. It has significant tax advantages with the key ones being; contributions are deductible from your taxable...
by FirstOntario Credit Union | February 2, 2026 | Finance Friday
In this Finance Friday segment, FirstOntario Chief Risk Officer Mark Perkins answers a viewer’s question about the Registered Disability Savings Plan. Mark provides an overview of how the RDSP works, who qualifies, the advantages of government grants and bonds, and...
by FirstOntario Credit Union | January 31, 2026 | Market Insights
Markets opened the year with a cautious tone as shifting interest-rate expectations drove performance across asset classes. Equity returns were mixed, with volatility increasing as higher bond yields weighed on growth stocks, while value-oriented and cyclical sectors...
by FirstOntario Credit Union | January 26, 2026 | Finance Friday
FirstOntario Senior Manager of Business Services, Colin Cyr, discusses what small businesses can expect in 2026 in our latest Finance Friday segment. Colin reviews insights from the latest Business Development Bank of Canada (BDC) report, including muted consumer...
by FirstOntario Credit Union | January 16, 2026 | Finance Friday
In this Finance Friday segment, FirstOntario’s Chief Risk Officer Mark Perkins explains key contribution limits for RRSPs, TFSAs, and FHSAs, and why it is important to avoid over-contribution penalties. Learn practical strategies for maximizing your savings, whether...
by FirstOntario Credit Union | January 15, 2026 | Wealth Wednesday
In this Wealth Wednesday segment, FirstOntario Investment Specialist Yvonne Delry and Senior Wealth Advisor Andrew Ostasz break down income splitting strategies and how they can help reduce taxes and boost your after-tax income. Learn practical approaches for both...
by FirstOntario Credit Union | December 17, 2025 | Finance Friday
Join FirstOntario’s Senior Manager of Business Services, Colin Cyr, as we explore the benefits of shopping local during the holiday season. From supporting small businesses to strengthening our communities, your dollar makes a big difference. In this segment, we...
by FirstOntario Credit Union | December 10, 2025 | Investment Insights
As we approach the end of the year, many people start to anticipate the holiday season. This can be a joyous time of the year, but it can also be filled with additional expenses. Creating a plan and budget can help with navigating the through holiday season. Creating...
by FirstOntario Credit Union | December 10, 2025 | Wealth Wednesday
The holiday season can be joyful, but it often brings extra financial stress. In this Wealth Wednesday segment, Yvonne Delry, Investment Specialist with FirstOntario Credit Union and Aviso Wealth, shares practical tips to help you create a holiday budget and avoid...
by FirstOntario Credit Union | December 1, 2025 | Finance Friday
In this Finance Friday segment, FirstOntario’s Chief Risk Officer Mark Perkins answers viewer questions about credit reports and why they matter. Learn what a credit bureau is, how your credit score impacts access to credit, and what steps to take if you find errors...
by FirstOntario Credit Union | November 18, 2025 | Finance Friday
In this Finance Friday segment, Colin Cyr, Senior Manager of Business Services at FirstOntario, outlines the essential financial professionals every business owner should have in their corner. Learn about the roles of the financial protector, communicator, and enabler...
by FirstOntario Credit Union | November 13, 2025 | Wealth Wednesday
In this Wealth Wednesday segment, Yvonne Delry, Investment Specialist with FirstOntario Credit Union and Aviso Wealth, shares practical advice on how to build and maintain a personal budget. From understanding your income sources to managing fixed and discretionary...
