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RRSP, TFSA & FHSA contribution tips for 2026

January 2026

Finance Friday

In this Finance Friday segment, FirstOntario’s Chief Risk Officer Mark Perkins explains key contribution limits for RRSPs, TFSAs, and FHSAs, and why it is important to avoid over-contribution penalties. Learn practical strategies for maximizing your savings, whether through lump sum contributions or dollar-cost averaging, and how to start building your FHSA for future homeownership.

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Strong financial literacy is key to making informed decisions about money.

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