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Understanding the registered disability savings plan (RDSP)

February 2026

Finance Friday

In this Finance Friday segment, FirstOntario Chief Risk Officer Mark Perkins answers a viewer’s question about the Registered Disability Savings Plan. Mark provides an overview of how the RDSP works, who qualifies, the advantages of government grants and bonds, and the key rules to consider when opening and managing a plan. He also explains withdrawal options, important tax considerations and why planning ahead is essential to maximizing long term benefits.

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