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Income splitting strategies explained

January 2026

Wealth Wednesday

In this Wealth Wednesday segment, FirstOntario Investment Specialist Yvonne Delry and Senior Wealth Advisor Andrew Ostasz break down income splitting strategies and how they can help reduce taxes and boost your after-tax income. Learn practical approaches for both your earning years and retirement, including tips on TFSAs, pension income splitting, and CPP sharing.

Discover how these strategies can help you keep more of your money for savings, debt repayment, and future goals.

Ready to grow your wealth?

Our Wealth Connect team is ready to listen, answer your questions, and get you off to a great
start with FirstOntario Investments. Take the first step toward your financial goals today.

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. This content is provided for informational and educational purposes only, is subject to change without notice, and should not be considered financial, tax, legal, investment, or any other form of professional advice. Nothing presented constitutes a recommendation, solicitation, endorsement, or offer to buy or sell any mutual funds by Aviso Wealth, or any other products or services by FirstOntario Credit Union. The views expressed are those of the contributors and do not necessarily reflect those of Aviso Wealth. You assume all risks associated with the use of this content, including, without limitation, any reliance on its accuracy, completeness, or usefulness. Links to third-party websites may be included for convenience; neither Aviso Wealth nor FirstOntario Credit Union endorses or is responsible for the content of these external sites.