Woman Entering Debit Card to Log in to Online Banking

Personal Banking Fees

Service fees effective July 24, 2020

ATM fees

THE EXCHANGE NetworkFree
International$3.50
Interac$1.50


Cheques

Certified cheque$10
Charge back$10

Stop payment – full or partial details, staff assisted or online

$18

View Cleared Cheques – Online BankingFree


Drafts

Drafts (Canadian currency)$10
Drafts (other currencies)$10


Letters

Letters and forms prepared at the member’s request$25


Replacement debit card

Replacement debit card1 free each year,
$5 each additional card


Search of records

Record search$35/hour + HST
($15 minimum charge)


Outgoing wire fees

Up to $20,000$25
$20,001 - $50,000$50
$50,001 +$100


Incoming wire fees

All amounts ($)$20


Bill payments

Bill payment trace/recall$15
Bill payment trace/recall (greater than one year)$30


Transfers

Interac e-Transfer$1.50
RRSP/RRIF/TFSA transfer$100


Close account

Close account within 90 days$25


Loans and overdraft

Loan and mortgage extension$40
NSF (Non-Sufficient Funds)$50/item
Overdraft exception item$25/item
Overdraft transfer/handling$5/item
Overdraft protection$2.50/month


Credit Services

Discharge/porting$350
Delinquency on loans and mortgages$50
 Delinquency on non-traditional mortgages$250

Credit Services - Bridge Loan

When member obtains a new FirstOntario mortgage

$500 + interest

When member does not obtain a new FirstOntario mortgage

Greater of $500 or 0.35% of the loan amount + interest


Dormant account

Dormant account$30 (annually)


Safe deposit boxes

Safe deposit box$50 (S)
$75 (M)
$135 (L)
$230 (XL)
+ HST
Drilling$150 + HST
Replacement keys$25 + HST


Statements

Official copy$5/official copy
Duplicate in branch$5/copy