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Personal Banking Fees

Service fees effective July 24, 2020

 

ATM fees

THE EXCHANGE Network Free
International $3.50
Interac $1.50


Cheques

Certified cheque $10
Charge back $10

Stop payment – full or partial details, staff assisted or online

$18

View Cleared Cheques – Online Banking Free


Drafts

Drafts (Canadian currency) $10
Drafts (other currencies) $10


Letters

Letters and forms prepared at the member’s request $25


Replacement debit card

Replacement debit card 1 free each year,
$5 each additional card


Search of records

Record search $35/hour + HST
($15 minimum charge)


Outgoing wire fees

Up to $20,000 $25
$20,001 - $50,000 $50
$50,001 + $100


Incoming wire fees

All amounts ($) $20


Bill payments

Bill payment trace/recall $15
Bill payment trace/recall (greater than one year) $30


Transfers

Interac e-Transfer $1.50
RRSP/RRIF/TFSA transfer $100


Close account

Close account within 90 days $25


Loans and overdraft

Loan and mortgage extension $40
NSF (Non-Sufficient Funds) $50/item
Overdraft exception item $25/item
Overdraft transfer/handling $5/item
Overdraft protection $2.50/month


Credit Services

Discharge/porting $350
Delinquency on loans and mortgages $50
 Delinquency on non-traditional mortgages $250

Credit Services - Bridge Loan

When member obtains a new FirstOntario mortgage

$500 + interest

When member does not obtain a new FirstOntario mortgage

Greater of $500 or 0.35% of the loan amount + interest


Dormant account

Dormant account $30 (annually)


Safe deposit boxes

Safe deposit box $50 (S)
$75 (M)
$135 (L)
$230 (XL)
+ HST
Drilling $150 + HST
Replacement keys $25 + HST


Statements

Official copy $5/official copy
Duplicate in branch $5/copy