by FirstOntario Credit Union | October 4, 2024 | Finance Friday
Do you know what’s on your credit report and why it matters? On this episode of Finance Friday, FirstOntario Credit Union’s COO, Mark Perkins, explains exactly how credit reports work, how to access yours for free, and what factors influence your credit score....
by FirstOntario Credit Union | September 11, 2024 | Investment Insights
The arrival of a baby is an exciting time that comes with anticipation of first steps, first words, first birthdays and so much more. Becoming a parent is a life altering event that has a major impact on families. Along with thinking about the many child-rearing...
by FirstOntario Credit Union | September 11, 2024 | Wealth Wednesday
The pitter-patter of tiny feet brings immense joy and financial considerations. Join us on Wealth Wednesday as we emphasize the importance of financial planning when welcoming a new baby. FirstOntario’s Yvonne Delry and Larry Boyle share practical tips on...
by FirstOntario Credit Union | September 6, 2024 | Finance Friday
The back-to-school season is here, and it’s time to talk finances! In this episode of Finance Friday, FirstOntario’s COO, Mark Perkins, shares valuable insights on managing back-to-school costs and empowering students to make smart financial choices. Learn...
by FirstOntario Credit Union | August 27, 2024 | Financial Literacy
Many people live paycheque to paycheque and find it difficult to save and get ahead. If that sounds familiar, you’re not alone. Rising costs and day-to-day expenses can make it feel like there’s never anything left over at the end of the month. The good news is that...
by FirstOntario Credit Union | August 15, 2024 | Wealth Wednesday
Planning for a child with disabilities requires a unique financial roadmap. On Wealth Wednesday, we’ll explore the essential tools and strategies to secure your child’s future. Learn how the Disability Tax Credit can unlock crucial benefits and how...
by FirstOntario Credit Union | August 14, 2024 | Investment Insights
Planning early for the costs that come along with supporting a child’s success through various stages of childhood to adulthood is an important focus for families. Financial planning for a family with a child with a disability can be more complex because it is likely...
by FirstOntario Credit Union | August 12, 2024 | Financial Literacy
An RESP can be a smart way to save for a child’s post-secondary education while taking advantage of valuable government grants. When you contribute to a Registered Education Savings Plan (RESP), eligible children can receive the Canada Education Savings Grant (CESG),...
by FirstOntario Credit Union | July 24, 2024 | Investment Insights
A diversified portfolio is often a more effective way to balance risk and long-term growth. If risk is defined only as the possibility of losing some of your original investment, products such as GICs may appear safer because they can guarantee principal and a fixed...
by FirstOntario Credit Union | July 12, 2024 | Investment Insights
Investment fees are a normal part of investing, whether your investments are offered through an advisor, bank, credit union, or broker. What matters is understanding what you are paying for and how those costs can affect your returns over time. Some fees are charged...
by FirstOntario Credit Union | July 10, 2024 | Investment Insights
Being a parent comes with many responsibilities including helping their children gain the knowledge, skills and the life experiences that contribute to their personal growth, long-term happiness and success. Planning for their future is important and comes with some...
by FirstOntario Credit Union | June 28, 2024 | Finance Friday
Planning a summer escape? Before you hit the road, join FirstOntario for a special Finance Friday episode dedicated to stress-free travel budgeting. We’ll cover everything you need to know to make your money go further on your next adventure. Discover how to:...