Credit reports: What they are & how to improve your score

October 2024

Do you know what’s on your credit report and why it matters? On this episode of Finance Friday, FirstOntario Credit Union’s COO, Mark Perkins, explains exactly how credit reports work, how to access yours for free, and what factors influence your credit score. Learn how long information stays on your report, the impact of late payments, and simple steps to improve your credit health. Plus, discover how to protect yourself from fraud and identity theft!

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Strong financial literacy is key to making informed decisions about money.