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3.25%* for 90 days on your new eSavings

Eye-Catching Interest!

Eye-Catching interest!

You’ll do a triple take when you see how easy it is to open your first eSavings account and earn 3.25% for the first 90 days. You can believe your eyes!

Other great features with our eSavings Account

  • No monthly fee
  • No minimum balance
  • Daily interest, paid monthly
  • Deposit cheques using your mobile device with Deposit Anywhere™
  • Access to 3,300 ATMs across Canada
  • Unlimited, free deposits through online and mobile banking and THE EXCHANGE Network ATMs
  • Free 24/7 online and mobile banking
  • Free eStatements
  • Money transfers using Interac e-Transfer® (fees apply)

Take advantage of this limited time offer before time runs out!

Open your new eSavings Account now. ​Let's do this together!


Interac e-Transfers®$1.50 each

Electronic debits

*Electronic debits include  ATM withdrawals,  ATM, online/mobile and telephone bill payments, ATM, online/mobile and telephone banking transfers out, preauthorized debits and point of sale (POS) transactions

1 free per month, $3.50 thereafter

In-branch transactions

$7.50 each 

* Terms and conditions

1. The Promotional Interest Rate of 3.25% APR will be calculated daily and paid monthly. Eligible clients will receive the Promotional Interest in two parts:
a. Interest calculated at the posted rate listed on FirstOntario’s website is paid at the end of the month it was accrued 
b. An additional interest payment (Bonus Interest) that represents the excess of the Promotional Interest over the Posted Rate interest will be paid at the start of the month following the month in which it was calculated. Bonus Interest will not be paid on the Posted Rate interest amount.
c. Promotional Interest equals the sum of the Posted Interest and the Bonus Interest.

2. The 3.25% Promotional Interest Rate is paid on any Retail Member’s first eSavings account opened, whether the Member is new or existing. Members who have had eSavings accounts in the past (as far back as March 2017) will not be eligible. Only the Primary Account Holder is eligible for the offer; any joint account holders will not be eligible for separate interest payments.

3. After the 90 day period of earning Promotional Interest, the interest earned on this account will be comprised of regular interest earned at the posted rate listed on FirstOntario’s website.      

4. Existing Members can open their first eSavings account at their branch, at a Personal Assisted Teller (PAT), by calling our Member Solution Centre, or by logging into online banking. 

5. Any applicable account closed prior to the payment of the Bonus Interest will forfeit any additional interest calculated during the month in which the applicable account is closed.

6. If FirstOntario is unable to run the Promotion as planned, for any reason, FirstOntario reserves the right at its sole discretion to, without advance notice, terminate or suspend the Offer, in whole or in part, or modify it in any way.

7. FirstOntario reserves the right, at its sole discretion, to suspend, disqualify, limit or revoke this Offer to any Account holder it finds or believes to be manipulating or otherwise abusing the process, fairness or integrity of this offer.

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