Chequing Accounts

Pay for what you use when you use it and any services you need, with no monthly fee.

• $1 per in-branch withdrawal, cheque and pre-authorized debit
• $0 per bill payment and transfer
• $0.50 per Interac® Debit or Debit Mastercard® point of sale or online transaction
• $1.50 per Interac e-Transfer
• $2.50/month for overdraft protection

Get unlimited transactions and 10 free Interac e-Transfers each month with a low monthly fee that can be waived.

• Only $6.98/month for seniors (60+) and free for students (under 25)
• No monthly fee when you maintain a minimum daily balance of $4,000 or minimum monthly payroll/pension direct deposit of $1,500 ($1,000 for seniors)
• Unlimited transactions
• 10 free Interac e-Transfers
• No monthly fee for overdraft protection, plus a reduced interest rate on overdraft balances
• Rebate of up to $60 on the annual fee for your FirstOntario Visa*

Enjoy unlimited transactions and Interac e-Transfers with a waivable monthly fee and free access to the Benefits1 Bundle.

• Only $9.98/month for seniors (60+) and students (under 25)
• No monthly fee when you maintain a minimum daily balance of $6,000 or monthly payroll/pension direct deposit of $2,500
• Unlimited Interac e-Transfers and transactions, including international ATM and point of sale use
• No monthly fee for overdraft protection, plus a reduced interest rate on overdraft balances
• Rebate of up to $75 on the annual fee for your FirstOntario Visa*
• One order of 100 cheques/year, unlimited bank drafts, free certified cheques, 15% off safe deposit box rental
• Free, unlimited access to legal, estate, identity theft and home referral assistance through our Benefits1 Bundle