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Understanding RRSP benefits and strategies for your future

February 2026

Wealth Wednesday

In this Wealth Wednesday segment, FirstOntario and Aviso Wealth Investment Specialist Yvonne Delry explains how RRSP season provides an important opportunity for Canadians to reduce taxable income and strengthen long term retirement plans. Learn how RRSP contributions grow tax free, how withdrawals are taxed in retirement, and how RRSPs can support major life goals such as purchasing a first home or funding lifelong learning. Yvonne also highlights how RRSPs work alongside government programs and how income splitting can support retirees in managing their tax obligations. Speak with a financial advisor to understand the best approach for your individual financial goals.

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Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. This content is provided for informational and educational purposes only, is subject to change without notice, and should not be considered financial, tax, legal, investment, or any other form of professional advice. Nothing presented constitutes a recommendation, solicitation, endorsement, or offer to buy or sell any mutual funds by Aviso Wealth, or any other products or services by FirstOntario Credit Union. The views expressed are those of the contributors and do not necessarily reflect those of Aviso Wealth. You assume all risks associated with the use of this content, including, without limitation, any reliance on its accuracy, completeness, or usefulness. Links to third-party websites may be included for convenience; neither Aviso Wealth nor FirstOntario Credit Union endorses or is responsible for the content of these external sites.