Take charge of your FirstOntario credit card with CardWise, your personal finance assistant. Provided by Collabria, it’s your one-stop shop for managing your finances, allowing you to conveniently track spending and oversee your card activity. With the CardWise platform, you’re in the driver’s seat, empowered to make informed financial decisions and confidently manage your money.
Manage your account
Manage your finances with a comprehensive account overview. View your current balance, recent transactions, statements, and payment history in one place.
Control your card
CardWise users can tailor card Controls to deny transactions that do not meet card control preferences. Card Control preferences fall into four categories including location, merchant and transaction types, along with spend limits.
Stay informed with alerts
CardWise users can customize alert preferences to their spending patterns and use them to receive notifications of unusual purchases via text, email, or app notifications.
Go green with eStatements
Opt for paperless statements and help the environment. Easily access your statements online anytime, anywhere.
Experience the CardWise advantage
Simplify your finances
Get all the tools you need to manage your credit card – no more waiting on hold. Take care of your finances anytime.
Security you can trust
CardWise protects your information with advanced encryption and fraud monitoring, giving you peace of mind.
Empower yourself
Set spending limits, get personalized alerts and track your spending patterns. Use the tools to make informed financial choices and achieve your goals.
Insightful spending analysis
Gain a clear picture of your spending habits with easy-to-understand reports to help you identify trends and make smarter financial decisions.
It’s easy to get started with CardWise
- Gather your information
Have your FirstOntario credit card and the email address associated with your account on hand. - Choose your path
You have two convenient ways to get started.- Log in to CardWise online
- Download the CardWise Mobile app from the Apple App Store or Google Play Store
- Register your account
- Select New User and follow the prompts.
- Enter your credit card number, security code, and expiration date.
- Create a username and password for future logins.
- Start exploring
Once you’re logged in, take a moment to personalize your settings and explore all the features CardWise has to offer.
Frequently asked questions
Who can use CardWise?
CardWise is available to all FirstOntario Credit Union members with a personal or business credit card issued by Collabria.
How do I register for CardWise?
Registering is simple. You can do it online by visiting CardWise or download the CardWise Mobile app from the Apple App Store or Google Play Store.
Is CardWise secure?
Yes. Your security is our priority. CardWise uses the latest encryption technology and fraud monitoring tools to protect your personal and financial information.
Can I use CardWise on my mobile device?
Absolutely. The CardWise Mobile app is available for both iOS and Android devices. Download it from your device's app store and manage your credit card on the go.
What if I forget my CardWise password?
No problem. You can easily reset your password by selecting Forgot Password on the CardWise login page.
Will I still receive paper statements if I enroll in eStatements?
No, once you enroll in eStatements, you'll no longer receive paper statements by mail. You'll receive an email notification when your eStatement is ready to view online.
How can I get help with CardWise?
For questions about CardWise functionality and features, please get in touch with Collabria directly. You can learn more about CardWise by visiting their website or calling Cardholder Service at 1-855-341-4643.