Budgeting basics: How to build a personal budget that works

November 2025

In this Wealth Wednesday segment, Yvonne Delry, Investment Specialist with FirstOntario Credit Union and Aviso Wealth, shares practical advice on how to build and maintain a personal budget. From understanding your income sources to managing fixed and discretionary expenses, Yvonne breaks down the essentials of financial planning in a clear and empowering way.

Learn how to:

  • Calculate your net income and account for deductions
  • Identify and manage different types of expenses
  • Adjust your budget when facing a deficit
  • Set short, mid, and long-term financial goals
  • Use budgeting apps to stay on track

Whether you’re just starting out or looking to improve your financial habits, this segment offers valuable insights to help you dream, plan and achieve.

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