Understanding RRSP benefits and strategies for your future

February 2026

In this Wealth Wednesday segment, FirstOntario and Aviso Wealth Investment Specialist Yvonne Delry explains how RRSP season provides an important opportunity for Canadians to reduce taxable income and strengthen long term retirement plans. Learn how RRSP contributions grow tax free, how withdrawals are taxed in retirement, and how RRSPs can support major life goals such as purchasing a first home or funding lifelong learning. Yvonne also highlights how RRSPs work alongside government programs and how income splitting can support retirees in managing their tax obligations. Speak with a financial advisor to understand the best approach for your individual financial goals.

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