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Term Deposit Interest Rates

  • Rates
  • Term Deposit Interest Rates

GIC Specials

Earn 5.50% on a 120-Day GIC or 5.25% on a 15-Month GIC

Open by calling our Member Service Centre.

Non-redeemable. Available for registered accounts only.

Earn 5.00%* on a 27-Month GIC

Open by calling our Member Service Centre.

Non-redeemable. Available for registered and non-registered accounts.

A market-linked GIC offers the potential for higher returns

Up your game with a product that can provide market returns but is secure and simple for your peace of mind. Our market-linked GICs offer 100% principal protection and the potential for higher returns.

 
 
 

View term deposit rates

List of rates for LONG TERM NON-REDEEMABLE TERM DEPOSITS
LONG TERM NON-REDEEMABLE TERM DEPOSITS Rate
1 Year
4.45
2 Year
4.25
3 Year
4.25
4 Year
4.25
5 Year
4.25
List of rates for SHORT-TERM NON-REDEEMABLE TERM DEPOSITS
SHORT-TERM NON-REDEEMABLE TERM DEPOSITS Rate
90-179 Days
2.50
180 - 269 Days
2.55
270 - 364 Days
2.75
List of rates for LONG-TERM REDEEMABLE TERM DEPOSITS
LONG-TERM REDEEMABLE TERM DEPOSITS Rate
1 Year
4.15
2 Year
3.95
3 Year
4.00
4 Year
4.00
5 Year
3.95
List of rates for SHORT-TERM REDEEMABLE TERM DEPOSITS
SHORT-TERM REDEEMABLE TERM DEPOSITS Rate
90 - 179 Days
2.00
180 - 269 Days
2.05
270 - 364 Days
2.25
List of rates for 5-YEAR ACCELERATOR TERM DEPOSIT
5-YEAR ACCELERATOR TERM DEPOSIT Rate
Year 1
4.45
Year 2
4.40
Year 3
4.35
Year 4
4.30
Year 5
3.50
List of rates for U.S. SHORT TERM
U.S. SHORT TERM Rate
30 - 59 Days
0.55
60 - 89 Days
0.95
90 - 179 Days
1.60
180 - 269 Days
1.65
270 - 364
1.95
List of rates for 24-MONTH ESCALATOR GIC
24-MONTH ESCALATOR GIC Rate
Months 1 - 8
2.75
Months 9 - 16
4.35
Months 17 - 24
5.35
Effective Yield
4.15
 

*APR. Rates are subject to change at any time.
Conditions apply.

 
 

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