Merchant services
FirstOntario has partnered with Clover to bring you best-in-class payment and point-of-sale solutions.
Accept payments. Run your business. Sell more.
Clover simplifies the lives of small business owners with its all-in-one point-of-sale solution that's tailored to meet every business's unique merchant services need.

Enable eCommerce
Sell online and in person from one system. Integrate Clover with your existing website or build one in minutes — no coding required.
Online invoicing
Give customers options: pay online, by phone, in person, or through an app. Accept major cards and digital wallets like Apple Pay, Google Pay, and Samsung Pay.
More ways to pay
Accept credit and debit cards, gift cards, set up recurring billing, and send electronic invoices from anywhere.
Manage staff
Track timesheets, run payroll, and operate more efficiently with employee management tools.
Sign up through FirstOntario and enjoy:
- Preferred pricing
- Next-day funding
- Personalized support
If we cannot beat your current processing fees, you will receive a $1,000 prepaid gift card.*
Frequently asked questions
What are merchant services and how do they help my business?
Merchant services allow businesses to accept customer payments through multiple methods, including credit cards, debit cards, and digital payments. They help streamline transactions, improve cash flow, and provide a professional and convenient checkout experience for clients.
What payment options are included with merchant services?
Merchant services typically include in person card payments, online payments, mobile payments, and contactless options. This allows businesses to accept payments wherever they sell, whether in a store, online, or at events.
How are merchant services an all in one payment solution?
All-in-one merchant services combine payment processing, transaction reporting, and fund settlement into a single solution. This reduces the need for multiple tools and makes it easier for creative businesses to manage payments, track sales, and reconcile finances.
Can merchant services support both in person and online sales?
Yes. Merchant services support in person payments through payment terminals as well as online and mobile transactions. This flexibility is ideal for creative businesses that sell across multiple channels.
Why are merchant services important for managing business cash flow?
Merchant services help businesses get paid faster and more reliably. Electronic payments reduce delays, limit cash handling, and provide clear transaction records, making cash flow easier to manage and forecast.