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GIC Specials


We're always working to help you reach your savings goals

Our offers are some of the most competitive on the market.

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1.45% 19-Month GIC

Grow your money risk free. Reach your savings goals faster with this great rate. Guaranteed. Open your 19-month GIC in online banking, at your branch or by calling our Member Service Centre.



Already a member? Open your 19-month GIC now ❐!


24-Month Escalator GIC

Your return keeps going up with our 24-month Escalator GIC. The longer you stay invested, the more you'll earn.

Plus, you can redeem your funds at each anniversary if you need to. Flexible, convenient and a good way to help you save!  

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Market-Linked GIC

Up your game with a product that can provide market returns but is secure and simple for your peace of mind. Our market-linked GICs offer 100% principal protection and the potential for higher returns.


Contact us to learn more about these special

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  1. APR. Rates subject to change at any time.
  2. These offers are available in branch or by phone/virtual appointment, to new and existing members. Any individual who is not currently a member of FirstOntario Credit Union must become a member in order to qualify for the offer. Registered GICs can be opened over the phone with one of our Member Service Centre representatives.
  3. FirstOntario Credit Union reserves the right at its sole discretion to, without advance notice, terminate or suspend the Offer, in whole or in part, or modify it in any way.