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FirstOntario Visa*
​Centra Gold Card

With the FirstOntario Visa* Centra Gold Card, find great value with a flexible low fixed interest rate, plus 1 point for every $1 spent.

CARD BENEFITS

  • 1 point for every $1 spent1
  • Global customer service
  • Zero Liability included2
  • Purchase Protection and Extended Warranty3
    • 90 days purchase protection and double the manufacturer’s warranty (maximum 1 year)
  • Auto Rental Collision/Loss Insurance3
  • Common Carrier Accident Protection4

FEES ASSOCIATED WITH THIS CARD

Annual fee$50
Additional card fee$10
Annual interest rate (Purchases)9.90%
Annual interest rate (Cash advances)
9.90%


View Terms and Conditions

1ZERO LIABILITY

Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device.

As a cardholder, you will not be held responsible for unauthorized transactions if:

  1. You have used reasonable care in protecting your card from loss or theft; and
  2. You have reported to Cardholder Service at 1.855.341.4643 (Canada and US) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.

If you believe there is an unauthorized user on your account and you meet the conditions above, you are protected for Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability.

2INSURANCE

Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries and affiliates carry on business in Canada under the name of Assurant Solutions®, Assurant Solutions is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/firstontario.

4INSURANCE

Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. This website is provided for information purposes only. For details of the coverage, refer to the insurance contract or insurance certificate available online at collabriacreditcards.ca/firstontario. Some conditions and restrictions apply. Insurance coverage is subject to change.

Insurance coverage is subject to change.

Click here and here for complete details of coverage.

324/7 TRAVEL ASSISTANCE

24/7 Travel Assistance is provided by Desjardins Financial Security Life Assurance Company. This web page is provided for information purposes only. For details of the coverage, refer to the insurance contract available online at collabriacreditcards.ca/firstontario. Eligibility is conditional on the card account being active and in good standing. Coverage is subject to change.

The products, features, benefits and rewards are valid as of January 1, 2018, unless otherwise noted and are subject to change.

The Collabria Visa Card is issued by Collabria Financial Services Inc., pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

Visit collabriacreditcards.ca/flexrewards to preview rewards.

See Terms & Conditions for complete details.

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