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​Be FREE and More Chequing Account for Seniors

Enjoy the best of both worlds

Get the benefits of our Be FREE and More Account, minus the monthly fee. Plus, existing chequing account holders automatically access these benefits upon turning 60.

Already a Member? Open an account online now.

​No minimum balance

​Unlimited deposits, debits and bill payments

​No monthly fee for overdraft protection

  • Access to online and mobile banking with free eStatements
  • Annual fee rebate on FirstOntario Visa credit cards (maximum value of $59)
  • Free cheque deposits using your smartphone with Deposit Anywhere™
  • Free transactions at FirstOntario ATMs and more than 3,700 ATMs across Canada within THE EXCHANGE Network®
  • Five free Canadian (non-THE EXCHANGE Network) ATM withdrawals per month
  • Free transfers between your FirstOntario accounts through online/mobile banking
  • Free personal cheques
  • Fees waived on official/corporate and certified cheques
  • $10 annual discount on safe deposit box rental

Open an account today

Already a Member? Open an account online now.

Fees associated with this account

Fees associated with this chequing account

Interac e-Transfers®$1.50 each
ATM transactions, Canada (non-FirstOntario or non-THE EXCHANGE Network)

5 free per month, $1.50 thereafter

*Additional surcharges may apply at other financial institutions

ATM transactions, U.S. and International 

$3.50  each

*Additional surcharges may apply at other financial institutions


The rebate is not available more than once if an individual Member has more than one account; this rebate is also limited to one per account; this rebate is not applicable to Member corporations. This rebate is not applicable to the U.S. Dollar Visa card.

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Financial Planning 

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