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Be FREE and More Chequing Plan for Seniors

Enjoy the best of both worlds. Centralize your banking in our Be Free and More for Seniors Chequing account and enjoy the benefits of our Be Free and More account, minus the monthly fee. Plus – once you turn 60, you automatically get free access to these benefits. 

Key features

  • No minimum balance required
  • Unlimited deposits, debits and bill payments
  • Free transfers between your FirstOntario accounts through online/mobile and telephone banking
  • Free cheque deposits using your smartphone with Deposit Anywhere™
  • Free transactions at FirstOntario ATMs and more than 3,700 ATMs across Canada within THE EXCHANGE Network®
  • Access to online and mobile banking with free eStatements
  • Free (Flair design) personal cheques
  • Annual fee rebate on FirstOntario Visa cards (maximum value of $59)
  • No monthly fee for overdraft protection
  • $10 annual discount on safe deposit box rental
  • Five free Canadian (non-THE EXCHANGE Network) ATM withdrawals per month
  • Fees waived on official/corporate and certified cheques


Interac e-Transfers®$1.50 each
ATM transactions, Canada (non-FirstOntario or non-THE EXCHANGE Network)

5 free per month, $1.50 thereafter

*Additional surcharges may apply at other financial institutions

ATM transactions, U.S. and International 

$3.50  each

*Additional surcharges may apply at other financial institutions

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