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Be FREE and More Chequing Plan

Manage your money with the usual perks and enjoy premium benefits for just $10 a month. A little goes a long way with our Be Free and More chequing account.

Key features

  • No minimum balance required
  • Unlimited deposits, debits and bill payments
  • Free transfers between your FirstOntario accounts through online/mobile and telephone banking
  • Free cheque deposits using your smartphone with Deposit Anywhere™
  • Free transactions at FirstOntario ATMs and more than 3,700 ATMs across Canada within THE EXCHANGE Network®
  • Access to online and mobile banking with free eStatements
  • Free (Flair design) personal cheques
  • Annual fee rebate on FirstOntario Visa cards (maximum value of $59)
  • No monthly fee for overdraft protection
  • $10 annual discount on safe deposit box rental
  • Five free Canadian (non-THE EXCHANGE Network) ATM withdrawals per month
  • Annual fee rebate on FirstOntario Visa credit cards (maximum value of $59)


Monthly account fee$10 per month 
Interac e-Transfers®$1.50 each
ATM (non-FirstOntario or non-THE EXCHANGE Network)$1.50 each
ATM (U.S. and International)$3.50 each


The rebate is not available more than once if an individual Member has more than one account; this rebate is also limited to one per account; this rebate is not applicable to Member corporations. This rebate is not applicable to the U.S. Dollar Visa card.

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