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FirstOntario Visa*
​Low Rate Business Card

With the FirstOntario Visa* Low Rate Business Card, find great value with a low fixed interest rate.

$25

Annual fee

$5

Annual card fee

12.90%

Annual fixed interest rate (Purchases)

12.90%

Annual fixed interest rate (Cash advances)

CARD BENEFITS

  • Global customer service
  • Zero Liability included1
  • Purchase Protection and Extended Warranty2
    • 90 days purchase protection and double the manufacturer’s warranty (maximum 1 year)

View Terms and Conditions

1ZERO LIABILITY

Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device.

As a cardholder, you will not be held responsible for unauthorized transactions if:

  1. You have used reasonable care in protecting your card from loss or theft; and
  2. You have reported to Cardholder Service at 1.855.341.4643 (Canada and US) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.


If you believe there is an unauthorized user on your account and you meet the conditions above, you are protected for Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability.

2INSURANCE

Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries and affiliates carry on business in Canada under the name of Assurant Solutions®, Assurant Solutions is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/firstontario. Insurance coverage is subject to change.

Complete details of coverage.

The products, features, benefits and rewards are valid as of January 1, 2018, unless otherwise noted and are subject to change.

* The Collabria Visa Card is issued by Collabria Financial Services Inc., pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

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