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FirstOntario Visa
​Infinite Business* Card

With the FirstOntario Visa Infinite Business* Card, earn more rewards with 2 points for every $1 spent, all while enjoy the unique benefits of being a Visa Infinite Business* cardholder.

$99

Annual fee

$50

Additional card fee

19.90%

Annual interest rate (Purchases)

19.90%

Annual interest rate (Cash advances)

CARD BENEFITS

  • 2 points for every $1 spent1
  • Global customer service
  • Zero Liability included2
  • Purchase Protection and Extended Warranty3
    • 90 days purchase protection and double the manufacturer’s warranty (maximum 1 year)
  • Auto Rental Collision/ Loss Insurance3
  • Trip Cancellation Insurance4
  • Trip Interruption Insurance4
  • Lost or Delayed Baggage Coverage4
  • Common Carrier Accident Protection4
  • 24/7 Travel Assistance 5

View Terms and Conditions

1REWARDS

Eligibility for rewards and/or account credit is subject to the terms and conditions of the FlexRewards program. Terms and conditions for rewards.

2ZERO LIABILITY

Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device.

As a cardholder, you will not be held responsible for unauthorized transactions if:

  1. You have used reasonable care in protecting your card from loss or theft; and
  2. You have reported to Cardholder Service at 1.855.341.4643 (Canada and US) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.


If you believe there is an unauthorized user on your account and you meet the conditions above, you are protected for Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability.

3INSURANCE

Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries and affiliates carry on business in Canada under the name of Assurant Solutions®, Assurant Solutions is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/firstontario. Insurance coverage is subject to change.

More information about insurance is available here:

4INSURANCE

Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. This website is provided for information purposes only. For details of the coverage, refer to the insurance contract or insurance certificate available online at collabriacreditcards.ca/firstontario. Some conditions and restrictions apply. Insurance coverage is subject to change.

More information about insurance is available here:

524/7 TRAVEL ASSISTANCE

24/7 Travel Assistance is provided by Desjardins Financial Security Life Assurance Company. This web page is provided for information purposes only. For details of the coverage, refer to the insurance contract available online at collabriacreditcards.ca/firstontario. Eligibility is conditional on the card account being active and in good standing. Coverage is subject to change.

The products, features, benefits and rewards are valid as of January 1, 2018, unless otherwise noted and are subject to change.

* The Collabria Visa Card is issued by Collabria Financial Services Inc., pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

VISA INFINITE BENEFITS

Visa Infinite Concierge

Visa Infinite Dining Services

Visa Infinite Wine Country Series

Visa Infinite Luxury Hotel Collection

Visa Infinite Music Series

Visa SavingsEdge

Additional Visa Infinite Benefits include...

  • Access to Visa Sponsored Sporting and Entertainment Events
  • Visa Business Reporting
  • Visa Payment Controls
  • Waiver of Liability Insurance 

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