1. The “VIP 2020 Ticats Western Road Trip” contest runs from October 9 to  November 15, 2019.  
2. All eligible renewing Ticats Season Ticket holders who are approved by November 15, 2019 and who take advantage of FirstOntario’s Members Advantage Financing Program will be entered into the draw for a chance to win one (1) of two (2) VIP Ticats Western Road Trip Prize Packages (‘VIP Prize Package’).  
3. This contest is open to individuals who are 18 years of age or older, except employees, representatives or agents (and those with whom such persons are domiciled, whether related or not) of FirstOntario Credit Union, subsidiaries and affiliates. The contest is only available to individuals who reside in Ontario; it is not open to residents of Quebec.    
4. A ‘VIP Prize Package’ includes: travel, accommodations, game tickets and Ticats merchandise, for two (2) people.  The estimated value of each VIP Prize Package is approximately $2,500.  
5. No prize substitution is permitted, except by FirstOntario Credit Union, in their sole discretion. FirstOntario Credit Union reserves the right to substitute the prize with another of equal or greater value.   
6. All contest entries are the property of FirstOntario Credit Union.  
7. The prize winners will be chosen in a random draw. The draw for the ‘VIP Prize Packages’ will be held on Friday November 29, 2019 at 10:00 a.m. (Eastern Time).  
8. Chances of winning one of the two ‘VIP Prize Packages” will depend on the total number of ballots entered into the draw.   
9. Prizes will be awarded upon verification that the potential winning entrant has met all contest requirements, including successfully answering a time-limited, mathematical, skill-testing question. Prizes must be accepted as awarded and may not be transferred.  Attempts will be made to contact the potential winning entrants at the phone number that was provided on the contest ballot, for a period of three (3) days following the draw date. If the potential winning entrant cannot be contacted within the allotted time, FirstOntario Credit Union reserves the right to void that entry and select another potential winning entrant for the prize.  
10. To be awarded the prize the winner must sign a waiver indicating his/her agreement to be bound by contest rules and agrees that FirstOntario Credit Union shall have the right to announce and publish the winner’s name, address (city only), photograph and likeness without compensation in any advertising or publicity. This contest is subject to all relevant laws.  
11. FirstOntario Credit Union does not, under any circumstances, sell or willingly disclose to any third party, information that is gathered.   
12. To claim the prize, the winner will make arrangements with their respective FirstOntario Credit Union Branch Manager.  
13. The contest is in no way sponsored, endorsed or administered by, or associated with, the Hamilton Tiger-Cats.
14. No purchase is necessary to enter the contest.

Members Advantage Program financing: Offer based on approved credit.  No interest and no payments for up to 6 months.  Full payment due date to be determined on a per applicant basis when application is processed.

To be eligible for the financing offer:

1. Confirm your interest in renewing your seats and utilizing the Members Advantage Program with a Tiger-Cats ticket representative, and then be referred to a FirstOntario service representative.
2. You must be a Member of FirstOntario Credit Union.
3. Non-members must become a Member and open an account.  A ‘$25 New Member Offer’ to cover your FirstOntario membership shares will be provided.  To become a Member and open your account, make an appointment at a local FirstOntario branch.
4. If you have previously participated in the Members Advantage Program and closed your FirstOntario account and membership, the “$25 New Member Offer’ will not apply.

All eligible renewing Ticats Season Ticket holders who are approved by November 15, 2019 and who take advantage of FirstOntario’s Members Advantage Financing Program will be entered into the draw for a chance to win one (1) of two (2) VIP Ticats Western Road Trip Prize Packages (‘VIP Prize Package’).